Switchbooks

Switchbooks is a closed-source bookkeeping app for small businesses and small accounting firms, built around a chat agent named Elliott and sold at $25 per company per month. It is owned by Switch Holdings, LLC, with no funding disclosed (High). Founder Ryland Beard started Ledge Accounting, a bookkeeping firm, in 2019 (High). Per the company, Switchbooks was founded in 2025, is headquartered in Austin, Texas, and has 2 to 9 employees. Revenue and customer count are not published. Bottom line: a small-team AI bookkeeping product whose MCP packaging is ahead of its governance, rising on distribution and unproven on control.

What does it sell?

One product. The homepage headline is “Bookkeeping software you just talk to.” The agent reads posted history and pinned notes about how the books are kept, then categorises, posts, reconciles and answers questions in chat. Rules match on description text or amount, set category and payee, can auto-post, and run in priority order with first match winning. Agent suggestions run after rules and never post (High).

Target buyers are small businesses and small accounting firms with multi-company workspaces (High). Geography is US, inferred from Plaid bank feeds and a QuickBooks migration path (Medium).

Pricing is public: $25 per company per month, one tier, 10-day trial with no credit card needed, Stripe billing (High). One search snippet showed $99, but the live page says $25. Stack hints from the security page: Supabase, Plaid and Stripe (High).

What does it ship for AI agents?

Shipped: one hosted MCP server at app.switchbooks.ai/api/mcp over Streamable HTTP, listed in the Claude directory, the Cursor marketplace, the Grok Bot plugin marketplace and the official MCP registry (High). Auth is OAuth 2.1 with PKCE and dynamic client registration, no API keys. Two scopes, read and write, chosen by one checkbox at consent (High). Sixteen tools, including one manage tool per aggregate for transactions, reports, categories, payees, rules, accounts, journal entries, reconciliations, files, requests, company and changes (High).

Write policy runs in three tiers: undoable, preview-then-confirm, and never by agent, which covers bank connections, invites, sharing, imports, teammates, billing and deleting a company (High). Pages disagree on whether bank sync is permitted (Medium). Safety relies on a 30-day undo rather than a proposal gate.

Absent: no developer platform, no public API, no SDK, no plugin loading of its own. The public repo holds server.json and per-marketplace plugin files but no tool schemas, prompts, skills, evals or data model (High).

What does a buyer need to check?

On Oct 13, this review found no G2 or Capterra listings and called that gap the signal. Both listings went live by Nov 2, and the update below covers what they show. No SOC 2 is published.

The registry health check read unhealthy on 2026-10-13 and Healthy on 2026-11-02. No versioning or deprecation policy or model provider is published. This review reports no implementation time data. Ownership is a private LLC with no disclosed funding.

Update, November 2, 2026

Switchbooks now has a review base, and its claimed Glama connector reads Healthy. Founder Ryland Beard sent these updates by email on Nov 2, and this review examined each linked page the same day. Facts the pages do not show are marked per the company.

• Reviews: G2 shows a claimed profile with 8 reviews averaging 5.0. Capterra also shows 8 reviews averaging 5.0. Most reviews are dated Oct 29, 2026, and come from small businesses.
• Top complaints: reviewers ask for easier navigation, more flexible reporting, invoice sending, and a dedicated app.
• Connector health: the Glama connector page shows ownership verified, status Healthy, and a last test on Nov 2. The same page lists 0.2% uptime over 28 days.
• Company details: founded in 2025, headquartered in Austin, Texas, with 2 to 9 employees, per the company.
• Pricing: the pricing page shows one plan at $25 per company per month and a 10-day free trial with no credit card needed.
• Connector docs: the GitHub README now explains read-only access and optional bookkeeping changes, chosen on the consent screen. With write access, connections can connect a bank through Plaid, sync banks, import files, send email, and delete files. Teammate invites, access roles, and shared report links stay in the app.

The Oct 13 review gap is closed, but 8 reviews posted within one week are a thin base. The wider write scope shrinks the “never by agent” list, which this review named as a signal to watch. Momentum stays at watch until the review base grows and the uptime record lengthens.

What to watch

• A published tool contract or SOC 2 report. Either marks a move toward firms rather than sole proprietors. Shows first on the Switchbooks security page and the GitHub listing repo.
• The “never by agent” list shrinking. Shows first in the blog and security pages.
• Marketplace listing counts. Distribution through other vendors’ agent stores is the bet. Shows first in the Claude, Cursor and Grok marketplaces and the MCP registry.