Autonomy Tax Calculator
Puts a yearly dollar figure on the cost of keeping a person in the loop on agent decisions.
This calculator turns your approval volume, approval delay and payment cycle impact into the yearly cost of humans in the loop. It comes from the essay “Human-in-the-Loop Is a Temporary Placebo”.
It uses five inputs: approvals per month, average delay per approval in hours, average transaction value, payment cycle days affected per approval, and cost of capital.
The formula:
- Days held per approval = delay in hours ÷ 24 + payment cycle days affected.
- Annual cost = approvals per month × 12 × transaction value × cost of capital ÷ 100 × days held per approval ÷ 365.
It counts only the cost of capital. It leaves out staff time, missed early payment discounts and late fees. Every field starts empty, and the tool uses no default numbers.
Read the essay it comes from: Human-in-the-Loop Is a Temporary Placebo.
Get the next benchmark when it ships.
One finding, one data point, one tool, one question.