The Ledger
Calls, on the record.
Every prediction I make about AI in B2B finance shows up here, timestamped with the reasoning behind it. When they resolve, I'll mark them correct, partial, or wrong. Disagree? Tell me why.
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Open
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Correct
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Wrong
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Hit Rate
- Made Apr 12, 2026 · Resolves Dec 31, 2030 open
By 2030, spending on traditional B2B API integration projects (fintech, ERP, procurement) will be in structural decline as agent-to-agent protocols replace field-mapping projects.
Confidence: medium · infrastructure · integration - Made Apr 12, 2026 · Resolves Dec 31, 2027 open
At least one major AP or AR platform will ship a 'document-as-agent' feature, where invoices carry their own processing intelligence, before the end of 2027.
Confidence: medium · architecture · specialization - Made Apr 12, 2026 · Resolves Mar 31, 2028 open
By Q1 2028, a majority of Fortune 500 finance orgs will have removed human approval from at least one production AI agent workflow they require approval on today.
Confidence: high · autonomy · governance